HELPING YOU OBTAIN
TRUE WEALTH
True Wealth is not defined by your net worth. A rich life is living with freedom and confidently spending your money to create memories and experiences. As your trusted fiduciary, we are here to help align your priorities with your financial resources to empower the life you love.
HAVING A PLAN
FINANCIAL PEACE OF MIND COMES FROM
We specialize in creating retirement plans written in plain English designed for your specific needs so you can focus on what truly matters, like perfecting your pizza dough or your putter stroke.
15-MINUTE CALL
We’ll have a casual conversation to discuss any goals, worries, or questions surrounding your retirement.
READINESS REPORT
Receive your Retirement Readiness Report in the comfort of your home, or at our office – whichever is more convenient.
LIVE THE GOOD LIFE
Our financial plans are designed to provide you with confidence to actually spend your money.
CHECK-INS
We’ll schedule regular follow-ups to ensure your plan is supporting your unique version of True Wealth.
Our calls are always relaxed and pressure-free. Guaranteed.
DRIVEN BY OUR VALUES
Our company mission is to improve the livelihoods of our clients so they can experience their version of True Wealth. We can only accomplish this if we steadfastly adhere to our values.
Do Right by Others.
Pursue Excellence.
Act with Integrity.
Cherish Relationships.
Invest in your entire
FINANCIAL LIFE
Most people we meet with only have an investment portfolio. We help them create a plan that allows all of their finances to work harmoniously.
While all of our clients are unique, they all share one very particular thing in common: They are more confident in their retirement future when they have reliable income. After all, it is impossible to make working optional if you do not have a steady source of income to support your needs. We will help you understand how to make sure your expenses can be met with consistent and reliable sources of income throughout a lengthy retirement, including maximizing your Social Security benefits and developing a strategy to ensure steady income continues in the event of a premature death to a spouse.
As an independent fiduciary advisory firm, we don’t answer to any shareholders or Board of Directors. We work for our clients. Our commitment to our clients is to provide personalized investment management while providing cost-efficient portfolio solutions.
It’s important to remember it’s not how much you make but rather how much you keep that is most important. One of your largest expenses in retirement will likely be taxes. This is because many families have the majority of their nest egg allocated in tax-deferred accounts (401(k), 403(b), IRA, etc.). Without an intentional “exit strategy” from these accounts, you could potentially trigger a tornado of taxes that otherwise could have been avoided. We help you identify tax-efficient strategies available to you right now that could ultimately result in a considerable amount of tax savings throughout your retirement.
Having to transition from a familiar employer-sponsored health plan to Medicare can be complicated and quite frankly — overwhelming. Then, when you consider the rising costs of long-term care, we often find health-related expenses are one of the most pressing concerns we hear. We will help you understand your options that can offer the protection you are seeking while staying in your budget.
We will help you obtain essential documents — including a trust, will, financial power of attorney and healthcare directive — drafted by an estate attorney. Through our exclusive Estate Planning Program, our clients have the ability to get their affairs in order at a highly discounted price, and in some instances, we will cover most, if not all, of the expenses.
Remember when customer service was a priority? Now when you need an answer, you’re forced to speak with a machine that prompts you to press the star key if you’d like a call back.
Not at Phibbs Financial. We prioritize developing meaningful relationships with our clients rather than treating them as a number in a quarterly report.
PHIBBS FINANCIAL IS PROUDLY
FAMILY-OWNED
We have no desire to be a massive corporation. We opened our doors to deliver a different wealth management experience by being small enough to listen but large enough to deliver.
-
Fiduciary
Not only are we required by law to act in the best interest of our clients, but we are also morally obligated. We believe profit is a byproduct of doing what is right.
-
Independent
We don't answer to shareholders nor do we engage in sales competitions, as is the common case at major corporations. We work entirely for our clients.
-
Genuine
We're going to do what we say. We're going to show up on time, shake your hand, say "please and "thank you", and treat you how we'd want to be treated.
HUMAN-FIRST FINANCIAL PLANNING
WHAT OUR CLIENTS HAVE TO SAY:
Even with a financial background, Phibbs Financial has taken my wealth management to the next level. I now have confidence in my plan and know I'll be ready to enjoy my retirement.
After meeting with Trevor, my mind is at ease. Trevor's knowledge and assurance of making sure that I can retire with the same lifestyle I have today has made my choice very comforting.
Trevor has been my financial advisor for many years and I have referred multiple friends and family members to him. He is always very responsive when I have a question and I am confident that my investment portfolio is in good hands.
Trevor has been amazing to work with. You can tell he is passionate about what he does and wanting you to succeed financially. He is patient with answering all of my questions and explaining terms and processes I am unfamiliar with. I recommend Trevor and Phibbs Financial 10/10!
ENHANCE YOUR KNOWLEDGE ON
SOCIAL SECURITY
How do you know which filing decisions are right for you? It starts with understanding the fundamentals of Social Security and how it plays a role in your retirement.
We’ll take a look at seven commonly held beliefs about Social Security and separate fact from fiction so you can put yourself back in control and make informed decisions for your retirement.
IT’S A GREAT DAY TO PLAN
